Purpose
Cigna continues to expand across the Middle East and Africa region through an innovative array of products that meet the growing needs of the health insurance market. The underwriting team has played a key role in this success of Cigna MEA and are looking to recruit an underwriter to join the team based in Dubai. The underwriter is expected to work on new business quotes and renewal of existing SME clients.
Key Responsibilities
Evaluate, price and modify plan design for renewals and new business quotations in compliance with underwriting authorities
Effectively communicate risk factors and pricing decisions to SME sales and client managers
Manage portfolio of accounts by balancing profitability and revenue
Collaborate with client managers, salesperson and brokers to ensure clients’ expectations on product and pricing are met
Actively contribute to process improvement and automation initiatives
Comprehensive understanding of the products offered and regulatory environment
Support rest of the underwriters on the team to balance the workload.
Be market aware, understand competitive and regulatory landscape.
Education and Experience
5+ years of insurance experience in health underwriting
Bachelor’s degree in finance, mathematics, engineering, actuarial or similar
Advanced user of Microsoft Excel
Capabilities
Risk assessment skills
Commercial mindset
High level of numeracy & accuracy
Excellent negotiation and communication skills
Ability to take ownership and effective time management
Manage stake holder expectations and deliver under pressure
About Cigna Healthcare
Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. We guide our customers through the health care system, empowering them with the information and insight they need to make the best choices for improving their health and vitality. Join us in driving growth and improving lives.Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.
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