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Job Description

  • Manage the receivable portfolio to meet or exceed financial targets by minimizing overdue accounts and optimizing collections.

  • Ensure strict adherence to defined processes and SLAs governing collections management and related activities.

  • Monitor and analyse KPIs, identify operational gaps, and provide guidance to teams to achieve business goals.

  • Lead periodic reviews of collections processes and champion the implementation of workflow improvements to enhance efficiency.

  • Serve as the primary liaison for finance stakeholders, proactively resolving issues and escalating challenges when necessary.

  • Oversee the timely execution of collections efforts and customer payment plans, ensuring alignment with organizational objectives.

  • Provide guidance to internal teams on dunning procedures, bad debt provisioning, and management of aging accounts.

  • Identify opportunities for process optimization and cost reduction, recommending actionable improvements to management.

  • Collaborate with relevant stakeholders to resolve collections-related disputes and escalations effectively.

  • Ensure compliance with internal controls, anti-fraud policies, and regulatory requirements.

  • Engage directly with clients—especially Elite, VIP, and HNI segments—to resolve payment issues using effective communication and negotiation skills, maintaining strong client relationships.

  • Maintain high service standards, ensuring prompt query and dispute resolution for premium clients.

  • Conduct comprehensive analysis of terminations to detect trends, patterns, and risks; provide insights to inform decision-making and risk mitigation strategies.

  • Ensure all collections activities uphold the organization’s code of conduct and safeguard the developer’s reputation.

  • Prepare detailed reports on receivable trends, overdue balances, and portfolio performance to support strategic management decisions.

  • Evaluate and improve termination and settlement processes to maximize efficiency and cost-effectiveness.

  • Lead, motivate, and inspire a team of receivable professionals, significantly impacting the overall receivable management process.

  • Regularly review and update the collections strategy, providing training to collectors to adapt to evolving legal and economic conditions.

  • Continuously identify and recommend enhancements to receivable processes to drive operational efficiency and improved outcomes.

  • Stay updated on legal and regulatory changes affecting collections and termination processes; communicate relevant updates to the team and stakeholders to maintain compliance.